Agency Tech Guide
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5 tools · Updated Oct 2026

Policy checking

Tools and services that compare issued policies against quotes, binders, applications or prior terms, so errors are caught before they become E&O claims.

Our picksOct 2026
1Patra Policy Checking AISelf-serve or done-for-you; personal lines only on custom work.2Exdion Policy CheckMature checking with human backup; thin public detail.3CoverflowCertified in Epic; young, with few published results.How we pick

Every tool

Filter by what you write and the AMS you run. Listings are free and nobody pays for placement.

5 tools
CoverflowCoverflowFits Applied Epic agencies checking commercial renewalsCertified in Epic; young, with few published results.Commercial lines · Personal lines—Not publishedExdion Policy CheckExdion Solutions Inc.Fits Commercial agencies outsourcing manual checksMature checking with human backup; thin public detail.Commercial lines · Personal lines—Not published (per-policy pricing, per vendor)FulcrumFulcrumFits Large commercial brokerages replacing outsourcingProven at large brokers; built for big shops, pricing unlisted.Commercial lines · Personal lines · Employee benefits—Not publishedPatra Policy Checking AIPatraFits Commercial agencies wanting self-serve or done-for-youSelf-serve or done-for-you; personal lines only on custom work.BOP · Commercial package · Commercial property · General liability · Commercial auto · Workers' comp · Umbrella · Cyber · D&O · EPL · Professional liability · Excess liability—Self-service from $99/month as reported Jan 2026; full-service priced per transactionQuandriQuandriFits Personal lines agencies on Epic, AMS360 or HawkSoftStrong on personal lines renewals; narrow beyond them.Home · AutoAPI + portalsNot published (FirstChoice members get 15% off year one)

How to choose

What matters most, in order

What it compares against

Policy to binder, quote, application, prior term, proposal or contract requirements. Confirm the comparisons you need are all supported.

Lines and forms it handles

Ask for results on your own commercial packages, endorsements and schedules, not just a clean personal auto policy.

The errors that matter

Test it on mistakes your staff catch today, such as a wrong property address, a rented home written as HO instead of DF, or an HO-5 on the app but an HO-3 on the dec.

Who stands behind the result

Software-only, AI plus human review, or a full-service team. Ask who checks exceptions and who carries the E&O for a missed discrepancy.

AMS round trip

Check how policies come in (AMS download, upload, email) and whether the discrepancy report lands back on the AMS record.

Turnaround and pricing model

Per-policy, per-month or per-seat pricing changes the math. Compare cost and turnaround at your real monthly policy volume.

Our full ranking4 ranked · How we rank
RankToolBest forOur take
1Patra Policy Checking AIBOP · Commercial package · Commercial propertyCommercial agencies wanting self-serve or done-for-youSelf-serve or done-for-you; personal lines only on custom work.Review →2Exdion Policy CheckCommercial lines · Personal linesCommercial agencies outsourcing manual checksMature checking with human backup; thin public detail.Review →3CoverflowCommercial lines · Personal linesApplied Epic agencies checking commercial renewalsCertified in Epic; young, with few published results.Review →4FulcrumCommercial lines · Personal lines · Employee benefitsLarge commercial brokerages replacing outsourcingProven at large brokers; built for big shops, pricing unlisted.Review →

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