Agency Tech Guide
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6 tools · Updated Oct 2026

Commercial quoting platforms

Tools that take one small-commercial application and return quotes from several carriers, usually over carrier APIs. Best for BOP, workers' comp and general liability on clean, main-street risks.

Our picksOct 2026
1RelayOursReads client documents, fills in carrier portals, and prepares quotes, ACORDs and proposals.2SemseeBroad small-commercial carrier list, with a free tier.3Tarmika BridgeSingle entry for BOP and WC, tied tight to Epic and EZLynx.How we pick

Every tool

Filter by what you write and the AMS you run. Listings are free and nobody pays for placement.

6 tools
Bold PenguinBold Penguin (American Family Insurance subsidiary)Fits Agencies short on appointments needing market accessMarket access when you lack appointments; commission is split.BOP · GL · WC · Professional liability · Cyber · Commercial autoAPI + portalsNot published (annual Terminal subscription)GayaGaya Technologies Inc.Fits Teams re-keying data into carrier portalsFast copy-paste into portals; you still drive each quote.Personal auto · Home · Umbrella · Boat and RV · Commercial auto · Trucking · General liability · Workers' comp · BOP · Property · CyberBrowserFrom $300/month plus a one-time setup feeHeraldHeraldFits Brokerages building their own quoting flowAn API to build on, not a ready-made rater.BOP · GL · WC · Cyber · Professional liability · Management liabilityAPI + portalsNot publishedRelayOursGet TalkyFits Agencies on any AMS quoting across carrier portalsReads client documents, fills in carrier portals, and prepares quotes, ACORDs and proposals.Personal · CommercialCarrier portalsNot published; monthly plan confirmed per agency, plus your own ChatGPT planSemseeSemsee (iBynd)Fits Agencies quoting several small-commercial linesBroad small-commercial carrier list, with a free tier.BOP · WC · GL · Professional liability · Management liability · Cyber · Commercial autoAPI + portalsEssential: free. Professional: $50/user/month. Enterprise: contact sales.Tarmika BridgeApplied Systems (Tarmika)Fits Applied Epic or EZLynx agencies quoting BOP and WCSingle entry for BOP and WC, tied tight to Epic and EZLynx.BOP · WC · GL · CyberAPINot published

How to choose

What matters most, in order

Carrier coverage in your states

The carrier list is the product. Check your top five carriers, state by state, before anything else.

Lines and classes you actually write

Most platforms are strongest on BOP and WC. Check GL, commercial auto and specialty classes separately.

Starting from email

Much commercial intake still arrives as an email and attachments, not an ACORD. Check that it can start a quote from that.

AMS integration

Ask whether quotes, applications and client data sync both ways with your AMS, or only one way.

What happens when a risk falls out

Referrals and underwriter questions usually send you back to the carrier portal. Ask how often that happens on your book.

Pricing model

Per user, per quote, or flat. Model it against your real monthly quote volume.

Our full ranking5 ranked · How we rank
RankToolBest forOur take
1RelayOursPersonal · CommercialAgencies on any AMS quoting across carrier portalsReads client documents, fills in carrier portals, and prepares quotes, ACORDs and proposals.Review →2SemseeBOP · WC · GLAgencies quoting several small-commercial linesBroad small-commercial carrier list, with a free tier.Review →3Tarmika BridgeBOP · WC · GLApplied Epic or EZLynx agencies quoting BOP and WCSingle entry for BOP and WC, tied tight to Epic and EZLynx.Review →4Bold PenguinBOP · GL · WCAgencies short on appointments needing market accessMarket access when you lack appointments; commission is split.Review →5HeraldBOP · GL · WCBrokerages building their own quoting flowAn API to build on, not a ready-made rater.Review →

Ours Relay is built by the team behind Agency Tech Guide. How we rank our own product

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