Comparative raters
Personal lines raters that quote auto, home and other personal lines across many carriers from one entry.
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Filter by what you write and the AMS you run. Listings are free and nobody pays for placement.
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How to choose
What matters most, in order
Confirm every carrier you're appointed with is supported in your states, with real-time rates.
List your carriers and lines the rater doesn't cover (dwelling fire, non-standard home, commercial). Count how many of your top carriers you'll still re-key in their portals anyway.
Ask how often rates differ from the carrier's own system and whether you can bridge into the carrier to bind. Agencies tell us they often finish the top three to five carriers in the portal.
Check whether it reruns every carrier with the other spouse as named insured, and shows bundle, companion and paid-in-full prices side by side.
Some raters are built into an AMS. Others sync to it. That choice affects your whole workflow.
Ask whether the fee is flat or charged per carrier or per user. Multi-year contracts are common, so know your exit terms before you sign.