LinesBOP, GL, WC, Commercial auto, Auto, Home, Specialty
Agent portalYes
Quote APINo
StatesSee appetite
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Homeowners | Home | Most states | Safeco calls itself a preferred market. Eligible homes are owner-occupied, private residential, up to 4 units and insured to 100% replacement cost. Coverage A max $3M, TIV max $8M. No more than 2 losses in 5 years. Ineligible: homes within 1,000 ft of the ocean, historic-register homes, knob-and-tube wiring, most roofs over 20 years (Safeco Home and Earthquake Eligibility Guide, Maine filing, rev. 12/28/22, pre-rebrand; other states may differ). |
| Condo | Home | Most states | Condo policies need at least $20,000 Coverage C. Same preferred-market rules on losses, occupancy and housekeeping as homeowners (Safeco Home and Earthquake Eligibility Guide, Maine filing, rev. 12/28/22, pre-rebrand; other states may differ). |
| Renters | Home | Most states | Tenant policies need at least $20,000 Coverage C. Ineligible: 3 or more unrelated residents per unit, boarding or rooming house occupants, exotic pets or prior bite history (Safeco Home and Earthquake Eligibility Guide, Maine filing, rev. 12/28/22, pre-rebrand; other states may differ). |
How to quote Liberty Mutual
→Carrier portal. Quote directly in the Liberty Mutual agent portal.
→Tarmika Bridge. Applied Epic or EZLynx agencies quoting BOP and WC.
→Semsee. Agencies quoting several small-commercial lines.
Sources
- Liberty Mutual: Agents and brokers dashboard (small commercial portal, eCLIQ)
- Liberty Mutual: Business insurance solutions
- Liberty Mutual: Independent insurance agents page ('Safeco is now Liberty Mutual')
- Carrier Management: Liberty Mutual completes retirement of Safeco brand (Apr 27, 2026)
- Coverager: Liberty Mutual retires Safeco brand (2026)
- Safeco: Maine Home and Earthquake Eligibility Guide (rev. 12/28/22, Maine Bureau of Insurance)
- Liberty Mutual: Luke Bills named president, Independent Agent Distribution (2023)
- Semsee: carrier list on homepage
- Applied Systems: Tarmika Carriers List (effective May 29, 2026; BOP, WC and GL indication via Quick Quote; commercial package live)