LinesBOP, GL, Commercial property, Commercial auto, WC, Cyber, Umbrella, Professional liability, Home, Auto, Personal umbrella, Flood
Agent portalYes
Quote APINo
StatesSee appetite
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Offices | BOP | Most states | Professional offices page names accountants, advertising, architects, dentists, engineers, financial planners, insurance agents, law offices, medical offices, opticians, real estate agencies, travel agencies, tax preparers and veterinarians. Professional liability is available for some, such as veterinarians, opticians and IT consultants. No size limits published (product page, Oct 2026). |
| Contractors | GL | Most states | Contractors page names general, heavy and trade contractors, including carpenters, electricians, commercial roofers and plumbers. GL, commercial auto, inland marine and commercial property are offered, plus subcontractor agreement templates (product page, Oct 2026). |
| Retail | Commercial property | Most states | Retail package combines property and liability in one policy. Named store types include department, florist, clothing, shoe, grocery, bakeries, furniture, consumer electronics, hardware, sporting goods, books and beverage (liquor, wine and beer). Commercial auto, cyber, umbrella and WC are optional add-ons (product page, Oct 2026). |
| Restaurants | Commercial property | Most states | Restaurant package includes basic property and liability. Named types: fine dining, family style, pizzerias, delis, bakeries, coffee shops and cafés. Liquor liability, wine collection, EPLI, cyber, WC and commercial umbrella are optional (product page, Oct 2026). |
| Homeowners | Home | AZ, IL, IN, IA, MN, MD, NJ, OH, PA, RI, SC, TN, UT, VA, WI | Selective lists these 15 states for personal insurance. Homeowners policies can add a flood endorsement and service line coverage (Personal Insurance and Homeowners pages, Oct 2026). |
| High-value home | Home | AZ, IL, IN, IA, MN, MD, NJ, OH, PA, RI, SC, TN, UT, VA, WI | The optional Platinum Policy enhancement is built for high-value homes. It adds guaranteed replacement cost for non-building structures, lost or stolen jewelry coverage and cash-out options (Homeowners page, Oct 2026). |
| Personal auto | Auto | AZ, IL, IN, IA, MN, MD, NJ, OH, PA, RI, SC, TN, UT, VA, WI | Personal auto with The Selective Edge enhancement, plus specialized coverage for custom, classic and limited-production vehicles (Auto page, Oct 2026). |
| Condo | Home | AZ, IL, IN, IA, MN, MD, NJ, OH, PA, RI, SC, TN, UT, VA, WI | Condo and renters policies are among the key personal coverages Selective lists in its 15 personal lines states (Personal Insurance page, Oct 2026). |
| Homeowners | Flood | Most states | NFIP structure and contents coverage for homes and businesses in all 50 states. Selective has been a Write Your Own carrier since 1984 and says it is the fourth-largest WYO carrier. NFIP policies typically take 30 days to take effect (Flood Insurance page, Oct 2026). |
How to quote Selective Insurance
→Carrier portal. Quote directly in the Selective Insurance agent portal.
→Tarmika Bridge. Applied Epic or EZLynx agencies quoting BOP and WC.
Sources
- Selective: Small business insurance (400+ industry types)
- Selective: Professional offices insurance
- Selective: Contractors insurance
- Selective: Retail store insurance
- Selective: Restaurant insurance
- Selective: Personal insurance (state list)
- Selective: Homeowners insurance
- Selective: Personal auto insurance
- Selective: Flood insurance (NFIP Write Your Own)
- Applied Systems: Tarmika Carriers List (effective May 29, 2026; BOP, WC and GL bindable, live)