LinesGL, Commercial property, WC, Commercial auto, Umbrella, Cyber, Professional liability
Agent portalYes
Quote APINo
StatesSee appetite
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Professional services | Professional liability | Most states | Broad miscellaneous E&O appetite, plus accountants, insurance agents and brokers, media E&O (claims-made and occurrence) and music E&O. Recent accounts include real estate agents, title services, auctioneers, debt collectors and training services, with limits from $1M to $5M (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Manufacturing | Cyber | Most states | Markel Cyber 360's strongest appetite is manufacturing, retail and technology; technology E&O targets software and SaaS, consultants and hardware. Markel uses BlackKite scanning to cut underwriting questions and offers wrongful collection cover. Recent stand-alone cyber limits run $1M to $5M (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Retail | Cyber | Most states | Retail is one of three strongest classes for Markel Cyber 360, alongside manufacturing and technology. Policyholders get the Upfort Shield security tool (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Real estate | Umbrella | Most states | Excess casualty appetite is strongest for commercial lessor's risk, metal goods manufacturing, commercial and industrial projects, professional services, and theaters and exhibitions. Markel writes lead or excess for small main street businesses; recent examples include a $5M lessor's risk umbrella and $5M to $15M excess on real estate managers (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Manufacturing | Commercial property | Most states | Commercial package appetite is strongest for food, consumer goods and textile manufacturers, childcare and enrichment, offices, janitorial services, and lawn care and pest control, with instant online quotes on many classes. Examples include a greeting card maker (GL, property, excess, WC) and a soap and candle maker on a package (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Offices | GL | Most states | Offices are a strongest-appetite class for Markel's small commercial package (property and GL). Recent accounts include a physical therapy office on property and GL and a tutoring service on GL (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Contractors | WC | Most states | Artisan contractors are a strongest-appetite workers' comp class; Markel writes 260+ class codes nationwide with instant quotes on many classes. WC is written in all states except the monopolistic states of OH, ND, WA and WY. Commercial janitorial and lawn care and pest control are also target package classes (Markel preferred US and Bermuda retail appetite guide, June 2026; Markel WC expansion release, May 2024). |
| Hospitality | WC | Most states | Leisure and hospitality is a strongest-appetite WC class, along with auto services and medical offices. Recent accounts include a social club, fine dining and pizza restaurants, and a grocery store new venture (Markel preferred US and Bermuda retail appetite guide, June 2026). |
| Healthcare | Commercial auto | Most states | Medical transportation appetite is strongest for for-profit and not-for-profit ambulance services and hospital-owned ambulances, including wheelchair vans and mobile medical units. Recent accounts run from 2 to 17 ambulances at $1M auto limits, often packaged with GL, PL and excess (Markel preferred US and Bermuda retail appetite guide, June 2026). |
How to quote Markel
→Carrier portal. Quote directly in the Markel agent portal.
→Tarmika Bridge. Applied Epic or EZLynx agencies quoting BOP and WC.