LinesBOP, WC, GL, Commercial auto, Commercial property, Cyber, Umbrella, Auto, Home, Personal umbrella, Specialty
Agent portalYes
Quote APINo
StatesSee appetite
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Transportation | Commercial auto | Most states | Acuity insures 'all kinds of motor carriers', naming common carriers, milk haulers, sand and gravel, flatbeds and refrigerated freight, from owner-operators to large fleets. Trucking package adds cargo, trailer interchange, deadhead/bobtail, motor carrier filings and truckers' enhancements (Acuity trucking insurance page, viewed Oct 2026). |
| Contractors | WC | Most states | Acuity says it insures 'all kinds of contractors', from steelwork and wallpapering to framing and road building, including excavation, remodeling, concrete, roofing and sprinkler installation, from single-person operations to large firms. Contractors get WC, commercial auto, GL and the Bis-Pak BOP, with contractors' E&O, equipment and builders' risk options (Acuity contractors insurance page, viewed Oct 2026). |
| Manufacturing | Commercial property | Most states | Named manufacturing classes: food and beverage, metalworking, plastics, ready-mix concrete, wood, craft breweries, machine shops, forging and stamping, sawmills and planing mills, from very small shops to large plants. Coverages include property, equipment breakdown, product recall, product liability and manufacturers' E&O (Acuity manufacturing insurance page, viewed Oct 2026). |
| Habitational | Commercial property | Most states | Acuity's landlord program covers rental dwellings such as single-family houses and duplexes, plus apartments and condominiums, for owners with one property to 20 or more. Written on property/GL or the Bis-Pak BOP, with water backup, equipment breakdown and ordinance or law add-ons (Acuity landlord and rental property insurance page, viewed Oct 2026). |
| Restaurants | BOP | Most states | Acuity writes 'all kinds of restaurants', listing fine dining, family restaurants, fast food, bakeries, cafes, ice cream shops, delis, bars and taverns, caterers and food service contractors. Bis-Pak BOP with liquor liability, food contamination, equipment breakdown and cyber options (Acuity restaurant insurance page, viewed Oct 2026). |
| Contractors | Umbrella | Most states | Excess liability sits over GL, commercial auto and employer's liability, with limits starting at $1M in $1M increments. Target industries listed: contractors, trucking, offices, manufacturing, retail, wholesalers, service businesses, restaurants, auto repair and landlords (Acuity excess liability page, viewed Oct 2026). |
| Offices | Cyber | Most states | Acuity Cyber Suite covers cyber liability defense, data breach response, identity theft, data restoration, business income and PR services; the page names contractors, trucking, offices and restaurants as buyers. No limits or eligibility rules published, and availability varies by state (Acuity cyber suite page, viewed Oct 2026). |
How to quote Acuity
→Carrier portal. Quote directly in the Acuity agent portal.
→Bold Penguin. Agencies short on appointments needing market access.
→Semsee. Agencies quoting several small-commercial lines.
→PL Rating. Vertafore AMS agencies writing personal lines.
Getting appointed
Acuity's For New Agents page invites agencies to submit a 'Tell us about you' prospect form or contact its sales team at 800-242-7666 ext. 5577 (weekdays, 8:00 a.m. to 4:30 p.m. CT). It publishes no formal appointment requirements.