LinesHome, Dwelling
Agent portalYes
Quote APINo
StatesAL, AZ, CT, DE, GA, IL, IN, KS, KY, ME, MA, MS, MO, NH, NM, OH, OK, OR, PA, SC, TN, UT, VA, WI
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Homeowners | Home | AL, AZ, CT, DE, GA, IL, IN, KS, KY, ME, MA, MS, MO, NH, NM, OH, OK, OR, PA, SC, TN, UT, VA, WI | Primary, secondary and seasonal homes on an enhanced HO-5 with guaranteed replacement up to $5M and liability up to $1M (subject to Coverage A in CT, GA, KS, MS, MO, NH, OH, SC, TN and WI). Not a fit: 2+ family dwellings, condos or townhomes under a master policy, mobile homes, historic-registry homes, homes on stilts, more than two claims in three years, knob-and-tube wiring, home daycare (Appetite Guide & Coverage Highlights, April 2025; exclusions from the March 2023 edition). |
| Landlord | Dwelling | AL, AZ, CT, DE, GA, IL, IN, KS, KY, ME, MA, MS, MO, NH, NM, OH, OK, OR, PA, SC, TN, UT, VA, WI | Homes the named insured rents exclusively to others for a fee, on a standard or modified HO-3. Covers the dwelling, landlord's personal property, liability and loss of rental income (Appetite Guide, April 2025; Openly agents page, Oct 2026). |
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Getting appointed
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