LinesSpecialty
Agent portalYes
Quote APINo
StatesSee appetite
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Recreational vehicles | Specialty | Most states | Collector vehicles for club events, shows, tours and occasional pleasure driving, never daily drivers. Every licensed household driver needs a daily-use vehicle insured in their own name. Mileage of 3,500 a year or less is generally fine and up to 7,500 may be considered; 1990s-and-newer vehicles at 5,000+ miles are declined. Enclosed storage preferred; streets, lots and public garages are declined, and driveway or carport storage is barred in CA and limited in FL, CO, HI and LA. DUI or reckless driving generally declines (Agent eligibility guidelines and Declines pages, Oct 2026). |
| Recreational vehicles | Specialty | Most states | Small boats up to 27 feet and 100 mph of any age, in fiberglass, metal or wood, plus 100% electric boats (no gas-to-electric conversions). Agreed value, ACV, liability only or replacement cost for boats three years old and newer. Operators need 3+ years of driving and no more than two minor or one major violation in three years; one boating loss in three years max (Classic marine agent page, Oct 2026). |
| Recreational vehicles | Specialty | Most states | Yachts over 27 feet up to 65 mph, high-performance boats over 27 feet at 65 to 85 mph, and classic wooden boats of any size. Boats over 27 feet and 10+ years old may need an out-of-water survey; owners need 3 years of experience with a comparable boat. Ineligible: boats over 27 feet kept on the coast from Texas to North Carolina, boats outside the US, racing, held for sale, over 100 mph (Classic marine agent page, Oct 2026). |
How to quote Hagerty
→Carrier portal. Quote directly in the Hagerty agent portal.
Getting appointed
Agencies sign up with an online form on the Hagerty agent site. Hagerty says a representative calls within one business day, and agencies can start quoting while approval is pending.