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Great American Insurance Group

Great American writes specialty commercial lines through many divisions. For small and mid-sized accounts, its Mid-Continent Group unit sells admitted and E&S general liability, commercial auto, inland marine and umbrella through independent agents, and its Excess Liability division offers lead umbrella and excess capacity.

LinesGL, Commercial auto, Umbrella
Agent portalYes
Quote APINo
StatesSee appetite

Appetite

ClassLineStatesNotes
ContractorsGLMost statesMid-Continent's admitted GL appetite covers building construction, heavy construction and specialty trade contractors, focused on small to mid-sized businesses that struggle to find severity-driven GL. Homebuilders and commercial general contractors are quote-and-bind or quote-request products on the agent portal (Mid-Continent Group products page, Oct 2026).
ManufacturingGLMost statesAdmitted appetite list includes lumber and wood products, furniture and fixtures, rubber and plastic products, primary and fabricated metals, industrial and commercial machinery, transportation equipment and miscellaneous manufacturing (Mid-Continent Group products page, Oct 2026).
WholesaleGLMost statesAdmitted appetite includes wholesale trade in durable and non-durable goods. Risks that don't fit admitted appetite can go to Mid-Continent Excess and Surplus, licensed in 48 states (Mid-Continent Group products page, Oct 2026).
RetailGLMost statesNon-admitted GL appetite through Mid-Continent Excess and Surplus includes miscellaneous retail, business services, amusement and recreation services and membership organizations. Submissions need applications, loss runs and operations descriptions (Mid-Continent Group products page, Oct 2026).
TransportationCommercial autoMost statesMid-Continent writes business auto, SUVs and RVs used for business, and dry freight, flatbed and utility trailers. Avoid classes: long-haul for-hire trucking, hot shot trucking, fuel hauling, passenger transportation, livery, residential garbage haulers (roll-off is OK), logging, ready-mix trucks, restaurant delivery and emergency vehicles. No stated amount or trailer interchange coverage (Mid-Continent commercial auto page, Oct 2026).
ManufacturingUmbrellaMost statesGreat American's Excess Liability division writes lead umbrella, excess umbrella and straight excess with up to $15 million capacity, for risks from single-location light hazard to large manufacturers and processors (Great American Excess Liability division page, Oct 2026). Mid-Continent also offers commercial excess and umbrella over its own primary policies.

How to quote Great American Insurance Group

→Carrier portal. Quote directly in the Great American Insurance Group agent portal.

Getting appointed

Mid-Continent Group's Agents page has a Become an Agent form that sends an appointment application to interested independent agents.

Sources

  1. Mid-Continent Group (Great American): Our products and appetite lists
  2. Mid-Continent Group: Commercial auto
  3. Mid-Continent Group: Agents (Become an Agent)
  4. Great American Insurance Group: Mid-Continent Group division
  5. Great American Insurance Group: Excess Liability division

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