Agency Tech GuideBuild my stack

Frankenmuth Insurance

Frankenmuth Insurance is a Michigan mutual that sells only through independent agents in 16 states. It writes industry-specific BOPs and package policies, commercial auto, workers' comp, umbrella and cyber, plus home, auto, recreational vehicle and personal umbrella.

LinesBOP, WC, GL, Commercial auto, Commercial property, Cyber, Umbrella, Professional liability, Auto, Home, Dwelling, Personal umbrella, Specialty
Agent portalYes
Quote APINo
StatesSee appetite

Appetite

ClassLineStatesNotes
ContractorsBOPMost statesContractors Businessowners Premier is built for artisan contractors, with tools and equipment, loss of income and crime coverage, and liability that extends to additional insureds and includes contractors' E&O. Commercial auto, umbrella, WC, cyber and professional liability are available add-ons (Frankenmuth construction industry page, Oct 2026).
ContractorsCommercial propertyMost statesContractors Property Premier comes in Premier 50 and Premier 150 levels with more than 70 inland marine, property, business income and crime coverages on a commercial package policy (Frankenmuth construction industry page, Oct 2026).
ManufacturingCommercial propertyMost statesManufacturers Property Premier offers $50,000, $150,000, $250,000 or $500,000 option levels, each with more than 70 property, business income and crime coverages. Manufacturers Liability Premier and Manufacturers Select are paired with it (Frankenmuth select manufacturing page, Oct 2026).
ManufacturingUmbrellaMost statesCommercial umbrella is offered as an add-on to manufacturers, contractors and real estate packages, with limits from $1 million to $10 million over primary liability policies (Frankenmuth commercial umbrella and select manufacturing pages, Oct 2026).
OfficesProfessional liabilityMost statesOffices and professional services target law offices, real estate offices, accounting firms and pet service businesses on a BOP or package (Diamond Businessowners Premier and Diamond Property and Liability Premier), with professional liability and cyber available as add-ons (Frankenmuth offices industry page, Oct 2026).
OfficesCyberMost statesCyber and Information Protection Plus covers data breach notification and credit monitoring, lost revenue from damaged data, cyber extortion, network security and multimedia liability. It is listed as an add-on for offices, contractors and manufacturers (Frankenmuth cyber and offices pages, Oct 2026).
ContractorsCommercial autoMost statesBusiness auto is offered for company vehicles from vans to pickups, as an add-on to contractor packages, with fleet safety telematics through Azuga. No fleet size or class limits are published (Frankenmuth commercial auto and construction pages, Oct 2026).
Real estateCommercial propertyMost statesCommercial building owners are written on a commercial package policy covering building, contents and tenant-related liability, with commercial umbrella and equipment breakdown as options (Frankenmuth real estate industry page, Oct 2026).
WholesaleBOPMost statesWholesalers and distributors, retail stores and service industries are among the industries with tailored Business Protector BOPs. Optional coverages include WC, EPLI, inland marine, hired and non-owned auto, equipment breakdown and professional liability (Frankenmuth businessowners policy page, Oct 2026).

How to quote Frankenmuth Insurance

→Carrier portal. Quote directly in the Frankenmuth Insurance agent portal.

Getting appointed

Frankenmuth's Prospective Agents page asks agencies to complete its New Agency Worksheet or email the company to start a conversation. It doesn't publish volume or tenure requirements.

Sources

  1. Frankenmuth Insurance: Business industries
  2. Frankenmuth Insurance: Construction
  3. Frankenmuth Insurance: Select manufacturing
  4. Frankenmuth Insurance: Offices
  5. Frankenmuth Insurance: Real estate
  6. Frankenmuth Insurance: Businessowners policy
  7. Frankenmuth Insurance: Commercial umbrella
  8. Frankenmuth Insurance: Cyber and information protection
  9. Frankenmuth Insurance: Commercial auto
  10. Frankenmuth Insurance: Prospective agents

Tell us your book.
We'll build your stack.

Get my free shortlist