LinesAuto, Specialty
Agent portalYes
Quote APINo
StatesSee appetite
Appetite
| Class | Line | States | Notes |
|---|---|---|---|
| Personal auto | Auto | Most states | Nonstandard auto, including SR-22, FR-44 and DUI drivers. Texas rules: up to 21 points per driver, 2 alcohol or drug violations and 2 at-fault accidents in 36 months; liability 30/60/25 to 100/300/100. Ineligible: commercial, delivery or rideshare use, over 10,000 lb GVW, fewer than four wheels, motorhomes, classic or antique and heavily modified vehicles. No physical damage on vehicles over 25 years old or MSRP $120K+, and no comprehensive without collision (Texas Underwriting Guide, effective Dec 15, 2025; Auto page, Oct 2026). |
| Recreational vehicles | Specialty | Most states | Motorcycle, including standard and sport bikes, dirt bikes and scooters and mopeds. Coverages include liability, guest passenger liability, collision, comprehensive, optional equipment for custom parts, replacement cost, roadside and rental reimbursement. Options vary by state (Motorcycle page, Oct 2026). |
| Recreational vehicles | Specialty | Most states | ATVs, UTVs, side-by-sides and snowmobiles, with transport trailer physical damage, submersion, enhanced permissive use, guest passenger and optional equipment coverage. Coverages vary by state (ATV/UTV page, Oct 2026). |
How to quote Dairyland
→Carrier portal. Quote directly in the Dairyland agent portal.
Getting appointed
Independent agents and brokers apply online on Dairyland's agents page. Dairyland reviews and approves the application, then follows up with onboarding information. Agents work in the portal at agent.dairylandagent.com.