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Berkley Small Business Solutions

Berkley Small Business Solutions, a W. R. Berkley company, writes BOP (including a micro-BOP and a barbershop and salon program), workers' comp and small-fleet trucking through appointed retail agents and wholesalers. It does not write personal lines.

Verified Oct 30, 2026

LinesBOP, WC, Commercial auto, GL, Cyber, Professional liability
Agent portalYes
Quote APINo
StatesSee appetite

Appetite

ClassLineStatesNotes
TransportationCommercial autoMost statesTrucking with 1 to 14 power units and up to 40 trailers, garaged in one state, 3+ years in business, DOT number required. Flatbed, dry van, reefer, grain hopper, non-fuel tankers, straight trucks and for-hire dump trucks. Auto liability up to $1M CSL; cargo up to $250K. Excludes hotshots, couriers, last-mile residential delivery, tow trucks, auto haulers, movers, passenger and fuel haulers. Drivers 23+ with 2 years CDL. Available only through appointed wholesalers (Berkley Small Business transportation page, 2026).
TransportationGLMost statesGeneral liability, with employee benefits liability, is offered alongside auto and cargo for the same 1 to 14 power unit trucking risks (Berkley Small Business transportation page, 2026).
OfficesBOPMost statesBOP targets office, mercantile, processing and service businesses, single location and contents only, with optional cyber, EPL, workplace violence, equipment breakdown and hired and non-owned auto. Eligible states are shown only on a map (Berkley Small Business BOP page, 2026).
RetailBOPMost statesMercantile risks are a BOP target. The micro-BOP covers home-based and shared-space retail and service businesses with revenue up to $500K and no more than four employees including the owner, with business personal property limits of $2,500 to $25,000 (Berkley Small Business BOP page, 2026).
OfficesCyberMost statesFirst- and third-party cyber is an optional coverage on the BOP for office, mercantile, processing and service risks (Berkley Small Business BOP page, 2026).
Professional servicesProfessional liabilityMost statesThe micro-BOP adds technology E&O (Tec-Guard) and miscellaneous professional liability for business services. The BOP offers professional liability for beauticians, barbers and salons, funeral directors, optical and hearing aid providers, veterinarians and printers. A dedicated barbershop and salon BOP covers salons, barbershops, nail salons, mobile stylists, booth renters and beauty supply distributors (Berkley Small Business BOP and salon pages, 2026).

How to quote Berkley Small Business Solutions

→Carrier portal. Quote directly in the Berkley Small Business Solutions agent portal.

Getting appointed

Berkley Small Business has a request-agent-appointment form for retailers and wholesalers who want to sell its BOP and workers' comp. Transportation is sold only through appointed wholesalers, and its agents page said it was not taking new transportation appointments until early 2026.

Sources

  1. Berkley Small Business Solutions: Transportation (eligibility and exclusions)
  2. Berkley Small Business Solutions: Micro-Businessowners and Businessowners
  3. Berkley Small Business Solutions: Barbershop and Salon Business Owners
  4. Berkley Small Business Solutions: Agents
  5. Berkley Small Business Solutions: Request agent appointment

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